Wirex Token (WXT)

Crypto cards are offering some great yields on your balance.

Here are the top 10 cards by max APY:

1️⃣ @wirexapp

• APY: up to 16%
• Source: balance converted to a stablecoin + lent via Morpho/Aave
• Paid in: WXT

2️⃣ @useTria

• APY: up to 15%
• Source: onchain vault strategies (Upshift/Sentora)
• Paid in: vault asset for base yield + TRIA for boosted rewards

3️⃣ @solflare

• APY: up to 9%
• Source: SOL staking
• Paid in: SOL

4️⃣ @ether_fi

• APY: up to 8%
• Source: DeFi vaults or value-accruing stablecoin products
• Paid in: various tokens

5️⃣ @xplaceapp

• APY: up to 8%
• Source: DeFi lending (Kamino)
• Paid in: USDC

6️⃣ @hyperbeat

• APY: up to 8%
• Source: USD+ lending markets on Hyperliquid/HyperEVM
• Paid in: USD/stablecoin

7️⃣ @Plasma

• APY: up to 6%
• Source: stablecoin lending markets (Aave)
• Paid in: XPL

8️⃣ @KASTxyz

• APY: up to 5.5%
• Source: RWA yield through USDKY (tokenized treasuries)
• Paid in: USD/stablecoin

9️⃣ @ready_co

• APY: up to 5.5%
• Source: DeFi via Vesu on Starknet +

Tier List of Neobanks by Cashback

S Tier:

@wirexapp: 8% (WXT)
@coca_card: 8% (USDC/EURC)
@useTria: 6% (USDC)
@gnosispay: 5% (GNO)
@lava_xyz: 5% (BTC)

A Tier:

@Plasma: 4% (XPL)
@hyperbeat: 5% (HYPE)
@ether_fi: 4% (ETH)

B Tier:

@MetaMask: 3% (mUSD)
@KASTxyz: 3% (USDC)
@ready_co: 3% (Points)

C Tier:

@KoloHub: 2% (BTC)
@xplaceapp: 2% (USDC)
@Nexo: 2% (NEXO/BTC)
@0xinfini: 1.5% (USDC/USDT)
@holyheld: 1% (USDC)

D Tier:

@RedotPay: 0%
@Revolut: 0%

Note: These are max cashback rates, not base rates. Actual rates are usually lower.

Did I miss anyone?