Aave (AAVE)

Aave DAO is voting on the updated Aave Will Win Framework. $25M in stables, 75K AAVE (~$9M), and $17.5M in growth grants. ~$51M total. Following DAO feedback, Aave Labs made some changes: - Vote is unbundled. V4 and foundation are now separate proposals - AAVE vesting moved from 2 years to 4 - Accountability framework with KPIs per product (screenshot attached) - Revenue independently audited by a third party - Unspent funds returned to treasury - Aave Pro grant cut from $5M to $2.5M, Aave App raised to $7.5M but milestone-gated - Labs absorbing ~40 functions from BGD and ACI who both left. Helping to justify $51m budget. (ACI voted AGAINST on this new proposal as well). What didn't change: - Revenue deductions still at Labs' discretion (now audited) - No AAVE holdings disclosure - No foundation structure yet, but a commitment to propose one within 180 days They addressed a lot of the feedback. Sadly, I lost all 20k $AAVE delegated to me so my vote doesn't matter anymore.

Will be at the EthCC Aave booth from 10 am, come chat and learn about Aave.

➠ @aave V4 is live, and this is a huge moment for DeFi, Aave stepping up from a product to something that feels like a full-fledged on-chain “bank”. The big shift is Hub & Spoke architecture. Forget isolated lending markets. Now, every chain/L2 has Hubs managing liquidity, while Spokes let borrowers pick markets that match their strategy. Genius. Hubs = the backbone » Core Hub → mainstream assets, open to all » Prime Hub → controlled collateral » Plus Hub → strategy-based stablecoins All assets flow into one pool, giving Aave a clean, bank-like efficiency. Spokes = your playground Each market has its own rules, risk params, and collateral options Borrowers pick what fits them, liquidity is shared, risk is smartly separated. This is next-level customization. Borrowing for $ETH or USDT isn’t night-and-day vs V3. But the magic is Spoke-specific parameters + a brand-new liquidation engine. Interest rates are smarter • Base rate → same solid utilization curve • Risk premium → tailor-made per collateral • ETH, USDT → super low • Volatile altcoins → higher, fair game Finally, good assets aren’t subsidizing risky ones but everyone pays their fair share. Liquidations got an upgrade • Liquidators only restore the health factor to the target • Dust protection clears tiny leftovers • Result → borrowers get more room to play, and Aave keeps risk under control Idle liquidity now earns like a pro, flowing into low-risk strategies like treasuries, LPs, and money markets. This boosts returns for suppliers and DAO revenue, making unified liquidity more powerful for everyone. But here’s the part I love most: Aave is evolving into a bank-like powerhouse. ➤ Think traditional banking logic: • Accept deposits • Keep reserves • Lend out the rest • Invest idle funds wisely Only now it’s decentralized, borderless, permissionless. Amazing. Bank of Saint George, 1407 Genoa → the OG bank Deposits, loans, transfers, government debt Aave 2017 → ETHLend, 2026 → V4: Less than 10 years to reach “bank-level” efficiency on-chain ➤ Here’s the kicker: most flashy DeFi hype (DeFi 2.0, mid-2021) has faded. Meanwhile, simple, solid financial logic, like Aave keeps growing, stronger than ever. ➤ The future is so big: Aave could unlock higher-risk yield strategies, LP farming, crypto-backed credit products, and even investment banking moves like ICO platforms and borrowing to invest without selling assets. Hub & Spoke doesn’t just upgrade borrowing rather it lays the foundation for Aave to become a full-scale, on-chain financial system. And trust me, it’s only getting started. Aave V4 is a statement: DeFi is maturing, and Aave is leading the charge. Be positioned.

#AAVE Generational opportunity? AAVE price peaked at $385 and now sitting at just $94. With the macro tension and Bitcoin still looking for the bottom. I see $AAVE hitting this low range. And filling the wick. On top of that, AAVE just smashed $1Trillion in total loans Volume. And a huge massive Integration with OKX Wallet bringing seamless on chain lending to users. #DeFi

The number 1 security practice at @aave is humility. The more successful the protocol becomes the more diligent and cautious the team becomes. Nothing is taken for granted. Maybe other teams should try this

#AAVE Currently net down – 50% pullback. From the level I track. No clear reversal yet. https://t.co/wKdO3oP9PO